First Quarter 2019 Results

"Societe Generale already benefited in Q1 2019 from the initial effects of the implementation of the measures announced at the time of the 2018 full-year results. We continued with the transformation of French Retail Banking, provided further evidence of the robust momentum in International Retail Banking & Financial Services and demonstrated Global Banking & Investor Solutions’ ability to rapidly adapt.
As a result of our determined actions, we saw a substantial increase in CET1 ratio in Q1 19, strengthening our ability to achieve the 12% CET1 ratio target as soon as possible.
All these advances illustrate the robustness of our business model and our ability to implement our strategic and financial plan despite an unfavourable European environment.”

Frédéric Oudéa, Chief Executive Officer


Frédéric Oudéa presents the financial results

Frédéric Oudéa, Group CEO, presents Societe Generale's first quarter 2019 results on EuroBusiness Media.


Good morning with Elyxir

Elyxir is an internal start-up that offers a new financial coaching application for savings. For non-specialists, we're talking about modelling every possible option when faced with an investment or savings decision in order to identify the most efficient strategy. It may sound simple, but it's a major differentiating factor for clients.

Find out more about VivatechxSocieteGenerale

First review for the Internal Startup Call

Societe Generale has launched a major intrapreneurship programme known as Internal Startup Call in November 2017. The objective was to enable disruptive internal intrapreneurial projects to emerge that will be the embryos of our future products and services, including projects that go beyond traditional banking services.Following a selection phase, 60 internal startups has been accelerated during 6 months in France and internationally at our innovation partners.
Read the press release

Discover Internal Startup Call page

Building tomorrow with youth

National Youth Days - feedback from the students

A partner of the Journées Nationales Des Jeunes (National Youth Days), Societe Generale is opening its doors to young people and students in France and around the world to enable them to better understand banking and discuss what tomorrow’s company will look like. Workshops, meetings, visits relating to key topics such as cybersecurity, financial education, learning how to code, sustainable mobility… The aim of this 8th day of national activities was to promote the professional integration of young people and encourage interaction between the academic and corporate worlds. The key theme of the event: self-confidence. #OpenSG

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Promoting youth integration must be a priority

French essayist and economist Nicolas Bouzou has a confident view of the future. He believes young people can continue the considerable progress made in recent years. However, this requires everything being done to promote their integration.

read the interview about Nicolas Bouzou

ENTREPRENEURSHIP is pedalling ahead is on course to generate revenues of €15 million this year, and offers more than 300 brands and almost 50,000 references. Denis Montard, founder of, shares his experience on the success of his company.


We trade logo, the first blockchain-based trade finance platform

Societe Generale announces that, the first blockchain-based trade finance platform live in production, is now available to all clients in France. By connecting to, clients of the consortium of banks, both buyers and sellers, agree on the terms of a transaction. Thanks to blockchain technology, the platform facilitates and expands the customer experience.

Read the press realease about


Flavien Kouatcha

Flavien Kouatcha, the aquaponics pioneer in Cameroon

Today, I’d like to invite you to find out more about Flavien Kouatcha, who is almost 30. Flavien is an example of youth entrepreneurship in Cameroon. We were on the 2017 Mandela Washington Fellowship programme, an American programme for detecting talent. Since he was a child, he’s always wanted to have the best job in the world and, as he likes to say, “feed the planet”. His parents and grandparents are farmers.

Read the article about Aquaponics

Latest press releases

  • 14/05/2019

    Intrapreneurship on a large scale to accelerate the digital transformation of Societe Generale

    Societe Generale makes a first assessment of the Internal Startup Call, the largest intrapreneurship programme of the S&P 500, launched at end-2017 to stimulate innovation internally. Open to all the Group's employees around the world, it has generated an unprecedented commitment. After an accelerated incubation phase, some thirty startups will enter the development phase. Some will be participating to Vivatech where Societe Generale will be present in two exhibition areas of the European and African ecosystem. The many achievements of the programme, both technological and cultural, will help accelerate the Group’s digital transformation.

    Read the press release

  • 06/05/2019


    Societe Generale announces the following appointments within its Global Markets division.

    Read the press release