Who we are
For over 160 years, the Societe Generale group has supported economic development by helping corporate, institutional, and individual clients bring their projects to life through a wide range of value-added financial services and solutions.
With one ambition: to be a top-tier European bank, rock-solid and delivering sustainable performance.
Group identity card
Profound transformations are the ones that can be told simply, the ones that allow us to see clearer, farther, bigger.
Who we are?
A leading European bank, a Group that is strong, committed, international.
Serving progress for over 160 years, we accompany 27 million clients in 58 countries.
We run 3 complementary core businesses:
- French Retail, Private Banking and Insurance;
- Global Banking and Investor Solutions;
- Mobility, International Retail Banking and Financial Services.
What we do?
Financing projects, supporting businesses, supporting young generations, supporting families, imagining solutions, accelerating transformations, creating sustainable value.
Who we serve?
Our clients: to make their ideas grow, help them make the impossible, possible.
Our employees: because performance is achieved together.
Our society: with a target of contributing €500 billion for sustainable finance between 2024 and 2030.
Our shareholders: with record results, €27.3 billion in revenue in 2025, +43% net income growth in one year and commitments delivered.
Say what we do and do what we say.
Driven by a culture of performance and responsibility.
Building the future on solid foundations with audacity and determination.
Being a European bank rock-solid & with sustainable performance.
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110000
staff
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27 m
clients
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58
countries
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143
nationalities
Three complementary business lines:
- French Retail, Private Banking and Insurance
- Global Banking and Investor Solutions
- Mobility, International Retail Banking and Financial Services
Over 160 years of supporting economic development.
Our strategy
A new phase of disciplined, profitable and value-creating growth
- decrease further our cost base, by relying on simplification, operational efficiency, technological transformation, and the gradual and responsible acceleration of the deployment of Artificial Intelligence (AI);
- accelerate its disciplined growth approach, with selective capital allocation and priority given to the activities that create the most value;
- deepen the transformation of our businesses, in order to strengthen their development, competitiveness, and profitability;
- maintain best-in-class risk management.
Our financial targets for 2029
- Cost* reduction of ~-2% vs. 2026 estimated (2026e), with a 2029 cost base expected to be below EUR 16.3bn
- Average annual growth (CAGR) in Group revenues ~+3% on average between 2026e and 2029
- Cost/income ratio below 55% in 2029
- Cost of risk in a target range of 25 to 30bps in 2026e-2029
- Return on tangible capital (ROTE) between 13% and 14% in 2029 and more than 15% in 2030 and beyond
- CET1 ratio above 13%
To find out more: Strategy
Further reading
What we do
