Frédéric Oudéa's editorial
This quarter provided further evidence of the successful execution of our strategic plan with our two short-term financial objectives: increasing our level of capital and improving our profitability. In particular, we continued to significantly strengthen our capital.
A new organisation for Global Banking & Investor Solutions
Societe Generale is adapting the organisation of its Global Banking and Investor Solutions activities in order to improve the quality of services delivered to its clients and the efficiency of its business model by refocusing on its areas of excellence.
Societe Generale’s commitments in Africa awarded
Societe Generale was named Best Bank in Africa in the Corporate Social Responsibility category at the recent Awards for Excellence 2019 held by Euromoney, the British finance magazine of reference. This award is recognition of the Bank's long-term commitment on the African continent.
Africa is more integrated in global financial flows
"Over the last two decades there has been a marked increase in optimism around Africa, with several countries in the region showing high growth rates. Among the many encouraging factors (rapid rate of urbanisation, growth in the middle class, etc.) is the growing commercial and financial integration of Africa with the rest of the world."
Olivier de Boysson, Chief Economist, Emerging countries, and Clément Gillet, Economist, Africa
Success of the inaugural Positive Impact covered bond issue
Societe Generale announces the successful issue of its fifth Positive Impact bond contributing to the financing of a carbon-efficient economy. This is a €1 billion 10-year fixed-rate covered bond. The operation highlights the Bank’s ongoing commitment to the energy transition with the operation receiving very strong interest from investors, with the final order book exceeding €2.5 billion.
Coal sector policy: Societe Generale’s new ambitious objectives
Committed to the fight against global warming for over 10 years, notably through Positive Impact Finance of which the Bank is a pioneer, the Group has published a new sectoral policy on coal with a strong objective: zero exposure in its financing portfolio to thermal coal by 2030 for companies with activities in EU and OECD countries.
Societe Generale ranked favourite bank by financial professionals
A study by the magazine Challenges found that financial professionals at leading companies were overall satisfied with their banks. Societe Generale was ranked top of all banking institutions in France. The criteria emphasised in this study included project support, the granting of credit, access to a bank advisor and banks’ role in the digitalisation of companies, notably in fighting fraud.
Societe Generale opens its doors to young people
Partner of the Journées Nationales Des Jeunes (National Youth Day), Societe Generale opens its doors to young people and students in France and around the world to enable them to better understand banking and discuss what tomorrow’s company will look like. Workshops, meetings, visits relating to key topics such as cybersecurity, financial education, learning how to code, sustainable mobility, … The aim of this 8th day of national activities was to promote the professional integration of young people and encourage interaction between the academic and corporate worlds.
Measuring our performance
Find below our previous Letters to Shareholders
|February 2020||Letter to Shareholders #119 - Understanding our Annual Results 2019||Go to the page|
|May 2020||Letter to Shareholders #120 - Understanding our Q1 2020 Results||Go to the page|
|June 2020||Letter to Shareholders #121 - Annual General Meeting held on 19 May 2020||Download PDF|
|February 2019||Letter to Shareholders #114 - Understanding our Annual Results 2018||Go to the page|
|Mai 2019||Letter to Shareholders #115 - Understanding our Q1 2019 Results||Go to the page|
|June 2019||Letter to Shareholders #116 - Annual General Meeting held on 21 May 2019||Download PDF|
|August 2019||Letter to Shareholders #117 - Understanding our Q2 2019 Results||Go to the page|
|November 2019||Letter to Shareholders #118 - Understanding our Q3 2019 Results||Go to the page|
|November 2018||Letter to Shareholders #113 - Understanding our 2018 Q3 Results||Go to the page|
|August 2018||Letter to Shareholders #112 - Understanding our 2018 Q2 Results||Go to the page|
|June 2018||Letter to Shareholders #111 - Annual General Meeting held on 23 May 2018||Download PDF|
|May 2018||Letter to Shareholders #110 - Understanding our 2018 Q1 Results||Go to the page|
|February 2018||Letter to Shareholders #109 - Understanding our 2017 Annual Results||Go to the page|
|November 2017||Letter to Shareholders #108 - Understanding our 2017 Q3 Results||Go to the page|
|August 2017||Letter to Shareholders #107 - Understanding our 2017 Q2 Results||Go to the page|
|June 2017||Letter to Shareholders #106 - Annual General Meeting held on 23 May 2017||Download PDF|
|May 2017||Letter to Shareholders #105 - Understanding our 2017 Q1 Results||Go to the page|
|February 2017||Letter to Shareholders #104 - Understanding our 2016 Annual Results||Go to the page|
|November 2016||Letter to Shareholders #103 - Understanding our 2016 Q3 Results||Go to the page|
|August 2016||Letter to Shareholders #102 - Understanding our 2016 Q2 Results||Go to the page|
|June 2016||Letter to Shareholders #101 - Annual General Meeting held on 18 May 2016||Download PDF|
|May 2016||Letter to Shareholders #100 - Understanding our 2016 Q1 Results||Go to the page|
|February 2016||Letter to Shareholders #99 - Understanding our 2015 Annual Results||Go to the page|
|November 2015||Letter to Shareholders #98 - Understanding our 2015 Q3 Results||Go to the page|
|August 2015||Letter to Shareholders #97 - Understanding our 2015 Q2 Results||Go to the page|
|June 2015||Letter to Shareholders #96 - Annual General Meeting held on 19 May 2015||Download PDF|
|May 2015||Letter to Shareholders #95 - Understanding our 2015 Q1 Results||Go to the page|
|February 2015||Letter to Shareholders #94 - Understanding our 2014 annual Results||Go to the page|
|November 2014||Letter to Shareholders #93 - Understanding our 2014 Q3 Results||Go to the page|
|August 2014||Letter to Shareholders #92 - Understanding our 2014 Q2 Results||Go to the page|
|June 2014||Letter to Shareholders #91 - Annual General Meeting held on 20 May 2014||Download PDF|
|May 2014||Letter to Shareholders #90 - Understanding our 2014 Q1 Results||Go to the page|
|February 2014||Letter to Shareholders #89 - Understanding our 2013 Q4 & annual Results||Go to the page|
|November 2013||Letter to Shareholders #88 - 2013 Q3 Results (in French only)||Download PDF|
|August 2013||Letter to Shareholders #87 - 2013 Q2 Results (in French only)||Download PDF|
|June 2013||Letter to Shareholders #86 - 2013 Q1 Results (in French only)||Download PDF|
|February 2013||Letter to Shareholders #85 - 2012 Q4 & annual Results (in French only)||Download PDF|
|November 2012||Letter to Shareholders #84 - 2012 Q3 Results (in French only)||Download PDF|
|August 2012||Letter to Shareholders #83 - 2012 Q2 Results (in French only)||Download PDF|
|June 2012||Letter to Shareholders #82 - 2012 Q1 Results (in French only)||Download PDF|
|February 2012||Letter to Shareholders #81 - 2011 Q4 & annual Results (in French only)||Download PDF|
|November 2011||Letter to Shareholders #80 - 2011 Q3 Results (in French only)||Download PDF|
|August 2011||Letter to Shareholders #79 - 2011 Q2 Results (in French only)||Download PDF|
|June 2011||Letter to Shareholders #78 - 2011 Q1 Results (in French only)||Download PDF|
|March 2011||Letter to Shareholders #77 - 2010 Q4 & annual Results (in French only)||Download PDF|