Understanding our third quarter 2017 results

Frédéric Oudéa's editorial

Despite an unfavourable financial environment, Societe Generale generated resilient Q3 results, driven in particular by International Retail Banking & Financial Services. The Group continued to improve its risk profile and pursued its investments, in order to meet the needs of its customers and respond to changes in the methods of using banking services.

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Key figures

Viewpoint

Is cure better than prevention?

Michala Marcussen, Group Chief Economist and Head of Economic and Sector Research since September 2017, discusses the complexity of managing and resolving economic and financial crises: "Prevention is better than cure, goes the adage. But history shows that economic and financial crises will inevitably happen, usually with unexpected causes."

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INNOVATION

Societe Generale takes 2nd spot in the Digital Champion rankings

Societe Generale has once again been recognised as one of the CAC 40’s top performers in advancing its digital transformation. At the 2017 edition of the eCAC40 Awards, Societe Generale was ranked second among the French top 40 companies that are managing the digital transformation challenge most effectively.

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YUP: a "mobile money" service in Africa

YUP offers a “mobile money” service developed in Africa. With no need for a bank account, the service gives access to a complete range of banking services through a network of partners. By 2020, YUP aims to have 8,000 contact points in place in five African countries.

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ENGAGEMENTS

New exhibition "Miroirs de l'homme" by Fahamu Pecou

The Societe Generale Collection, in partnership with the Backslash gallery, is delighted to present 46 works by the artist Fahamu Pecou, selected from private art collections in France and around the world. The exhibition will be on display until 25 November 2017 at Societe Generale's headquarters in La Défense, Paris.

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Environmental Efficiency Awards: 5 years of initiatives

In line with its commitment over the past ten years to proactively reduce its carbon footprint, Societe Generale group recently awarded 57 new internal initiatives as part of the fifth annual “Environmental Efficiency Awards”.

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All our previous Letters to Shareholders