Understanding our 2016 Annual Results

Frédéric Oudéa's editorial

Our Group’s full-year results have grown in 2016, with revenues that rose by nearly +3% to €25.7 billion. The quality of our results reflects the good commercial and operating performances in all our businesses as well as rigorous control of costs and risks, and enables us to take a positive view of our transformation over the last three years. In an uncertain environment, the Group has benefited from its well-balanced banking model, the trust shown by its customers and the commitment of its staff.

Interview with Frédéric Oudéa

Frédéric Oudéa, CEO, discusses the Group’s 2016 Annual Results in an interview with EuroBusinessMedia (CEO-Direct).

Watch the video

Results by business

Good commercial and operating performances in all the businesses

French Retail Banking
International Retail Banking & Financial Services
Global Banking & Investor Solutions



2017, uncertainty slowly fades

2017 is set to be a landmark year. After a year of surprises in 2016, we can expect plenty more uncertainties in the year ahead, but they are likely to gradually fade. Political challenges in particular will predominate: the arrival in office and first moves of the new US president, important elections in Europe, the start of Brexit negotiations, etc. These are all factors that will influence the global economy, and the future of Europe in particular.


Expert opinion

What course will the global economy take in 2017?

After a protracted period of sluggishness, global activity has begun to pick up and is expected to continue this way in 2017.

Read the economic analysis


FinTech: learn fast or fail fast

Banks can learn from FinTechs about the latest technologies and creating good user experiences, and FinTechs can learn from banks about regulatory compliance, distribution and large-scale processing. Everyone gets something out of the relationship – banks and FinTechs alike. So says Aymeril Hoang, Head of Innovation for Societe Generale.

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Social engagement in action

On the 10 th anniversary of its Foundation, Societe Generale wanted to highlight the social commitment of its staff through a series of films. Discover the stories of Ronald, Fadela, Garance and Sonia, all volunteers seeking to help others as part of associations in Paris, Morocco, Bordeaux and the UK.

Watch the films

All our previous Letters to Shareholders