What we do

The Group relies on strong and sustainable businesses within a solid, diversified banking model, tailored to the needs of over 26 million clients and structured around three core business lines.

French Retail, Private Banking and Insurance 

The French Retail Banking (SG Network and BoursoBank, a leader in online banking), Private Banking, and Insurance businesses fall within the same pillar to optimize synergies among these business lines so as to offer a wide range of products and services tailored to the needs of a diversified client base – Individual, Professional, Business and Corporate clients, as well as non-profit organizations and Municipal Councils – who seek varied expertise in everyday banking services, financing, savings solutions and insurance.
  • €  8.7 bn

    Net Banking Income

  • 16 m

    clients

  • €  226 bn

    in loans outstanding

Global Banking and Investor Solutions


At the hub of economic flows between issuers and investors, this pillar encompasses Global Market activities, Global Banking & Advisory, Global Transaction Banking, and Securities Services.
As a trusted partner to its clients, it offers innovative, value-added solutions for businesses and financial institutions worldwide, leveraging its leading franchises, sector-specific expertise, and innovative strategic partnerships.
  • €  10.2 bn

    Net Banking Income

  • 50

     countries where the Group is present

Mobility, International Retail Banking and Financial Services


This pillar includes diversified banks operating internationally, well-established in their European markets (Czech Republic, Romania) and in several African countries; Ayvens, a global leader in mobility solutions; and subsidiaries specialized in consumer credit.
  • €  8.5 bn

    Net Banking Income

  • 3.3 m

    vehicles (managed fleet by Ayvens)

Figures as of 31/12/2024