
Results by business
Good performance by the business, contributions to Group net income up by 3.5%
French Retail Banking
International Retail Banking & Financial Services
Global Banking & Investor Solutions
Expert opinion

Oil price: one’s loss, another’s gain
The drop in oil prices, coupled with accommodative monetary policies, has recently supported activity in developed countries still struggling to pick themselves up, but is problematic for some producer countries.
Explanations of Benoît Heitz, Co-Head of Macroeconomic and Country Risk Analysis
Strategy
Germany, a strong potential for organic growth
As a mature European economy with still significant growth opportunities, Germany will have an important contribution to Societe Generale's balanced growth strategy. The Group has decided to accelerate its development in the country and is targeting a growth rate between 5% to 10% per year for its activities in the coming years.
Read the interview with Guido Zoeller, Group Country Head Germany & Austria
Music sponsorship
Playing for salle Pleyel 2014
Bravo! For the second year in a row, Playing for salle Pleyel, a unique initiative in the world of business, brought together on 16, 17 and 18 November 2014, 180 singers and 60 musicians from all parts of Societe Generale to perform at this famous Parisian music venue.
27/08/2019
Measuring our performance
Find below our previous Letters to Shareholders
| Date | Title | Link |
|---|---|---|
| February 2019 | Letter to Shareholders #114 - Understanding our Annuals Results 2018 | Go to the page |
| Mai 2019 | Letter to Shareholders #115 - Understanding our Q1 2019 Results | Go to the page |
| June 2019 | Letter to Shareholders #116 - Annual General Meeting held on 21 May 2019 | Download PDF |
| August 2019 | Letter to Shareholders #117 - Understanding our Q2 2019 Results | Go to the page |
| Date | Title | Link |
|---|---|---|
| November 2018 | Letter to Shareholders #113 - Understanding our 2018 Q3 Results | Go to the page |
| August 2018 | Letter to Shareholders #112 - Understanding our 2018 Q2 Results | Go to the page |
| June 2018 | Letter to Shareholders #111 - Annual General Meeting held on 23 May 2018 | Download PDF |
| May 2018 | Letter to Shareholders #110 - Understanding our 2018 Q1 Results | Go to the page |
| February 2018 | Letter to Shareholders #109 - Understanding our 2017 Annuals Results | Go to the page |
| Date | Title | Link |
|---|---|---|
| November 2017 | Letter to Shareholders #108 - Understanding our 2017 Q3 Results | Go to the page |
| August 2017 | Letter to Shareholders #107 - Understanding our 2017 Q2 Results | Go to the page |
| June 2017 | Letter to Shareholders #106 - Annual General Meeting held on 23 May 2017 | Download PDF |
| May 2017 | Letter to Shareholders #105 - Understanding our 2017 Q1 Results | Go to the page |
| February 2017 | Letter to Shareholders #104 - Understanding our 2016 Annuals Results | Go to the page |
| Date | Title | Link |
|---|---|---|
| November 2016 | Letter to Shareholders #103 - Understanding our 2016 Q3 Results | Go to the page |
| August 2016 | Letter to Shareholders #102 - Understanding our 2016 Q2 Results | Go to the page |
| June 2016 | Letter to Shareholders #101 - Annual General Meeting held on 18 May 2016 | Download PDF |
| May 2016 | Letter to Shareholders #100 - Understanding our 2016 Q1 Results | Go to the page |
| February 2016 | Letter to Shareholders #99 - Understanding our 2015 Annual Results | Go to the page |
| Date | Title | Link |
|---|---|---|
| November 2015 | Letter to Shareholders #98 - Understanding our 2015 Q3 Results | Go to the page |
| August 2015 | Letter to Shareholders #97 - Understanding our 2015 Q2 Results | Go to the page |
| June 2015 | Letter to Shareholders #96 - Annual General Meeting held on 19 May 2015 | Download PDF |
| May 2015 | Letter to Shareholders #95 - Understanding our 2015 Q1 Results | Go to the page |
| February 2015 | Letter to Shareholders #94 - Understanding our 2014 annual Results | Go to the page |
| Date | Title | Link |
|---|---|---|
| November 2014 | Letter to Shareholders #93 - Understanding our 2014 Q3 Results | Go to the page |
| August 2014 | Letter to Shareholders #92 - Understanding our 2014 Q2 Results | Go to the page |
| June 2014 | Letter to Shareholders #91 - Annual General Meeting held on 20 May 2014 | Download PDF |
| May 2014 | Letter to Shareholders #90 - Understanding our 2014 Q1 Results | Go to the page |
| February 2014 | Letter to Shareholders #89 - Understanding our 2013 Q4 & annual Results | Go to the page |
| Date | Title | Link |
|---|---|---|
| November 2013 | Letter to Shareholders #88 - 2013 Q3 Results (in French only) | Download PDF |
| August 2013 | Letter to Shareholders #87 - 2013 Q2 Results (in French only) | Download PDF |
| June 2013 | Letter to Shareholders #86 - 2013 Q1 Results (in French only) | Download PDF |
| February 2013 | Letter to Shareholders #85 - 2012 Q4 & annual Results (in French only) | Download PDF |
| Date | Title | Link |
|---|---|---|
| November 2012 | Letter to Shareholders #84 - 2012 Q3 Results (in French only) | Download PDF |
| August 2012 | Letter to Shareholders #83 - 2012 Q2 Results (in French only) | Download PDF |
| June 2012 | Letter to Shareholders #82 - 2012 Q1 Results (in French only) | Download PDF |
| February 2012 | Letter to Shareholders #81 - 2011 Q4 & annual Results (in French only) | Download PDF |
| Date | Title | Link |
|---|---|---|
| November 2011 | Letter to Shareholders #80 - 2011 Q3 Results (in French only) | Download PDF |
| August 2011 | Letter to Shareholders #79 - 2011 Q2 Results (in French only) | Download PDF |
| June 2011 | Letter to Shareholders #78 - 2011 Q1 Results (in French only) | Download PDF |
| March 2011 | Letter to Shareholders #77 - 2010 Q4 & annual Results (in French only) | Download PDF |
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