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STRATEGY A ROBUST UNIVERSAL BANKING MODEL Present in 76 countries and benefiting from a solid foundation in Europe and in high-potential regions across the globe, the 148,300 employees of the Group and its subsidiaries support over 30 million individual customers, large corporates and institutional investors worldwide. They offer a wide range of advisory services and tailored financial solutions that rely on three complementary core businesses. 10 I SOCIETE GENERALE 2014-2015 FRENCH RETAIL BANKING 3 COMPLEMENTARY BRANDS AT THE FOREFRONT OF THE DIGITAL TRANSFORMATION French Retail Banking offers a wide range of products and services adapted to the needs of a diverse customer base of 11 million individual customers and nearly 777,000 professional, corporate and non-profit clients. Drawing on an efficient multi-channel network, shared best practices and streamlined processes, French Retail Banking combines the strengths of three complementary brands: Societe Generale, the renowned national bank; Crédit du Nord, a group of regional banks; and Boursorama, a major online bank. These networks are backed by Global Transaction and Payment Services (GTPS) for the management of cashflows and payments. 40,000 EMPLOYEES AND 3,128 BRANCHES 11M INDIVIDUAL CLIENTS 777,000 PROFESSIONAL, CORPORATE AND NON-PROFIT CLIENTS €172bn IN OUTSTANDING LOANS The leading online bank in France 2nd largest commercial bank for large corporates in France 3rd largest retail bank in France www.societegenerale.com/key-figures


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