Digital maturity: a cultural challenge

We are delighted with our podium finishes in consecutive years (4th in 2014 and 2015, 3rd in 2016, 2nd in 2017), which reflect our consistent efforts and the progress made each year. However, we need to retain our humility, as there is still a long road ahead.

Read Frédéric Oudéa's post on Linkedin

New Basel banking rules’ impact on European economy

The coming days will be crucial for the future of the European economy. The Basel Committee on Banking Supervision will officially present its final set of proposals on capital requirements for the banking sector, known as the Basel IV framework.

READ FRÉDÉRIC OUDÉA'S VIEWPOINT on linkedIn

OUR MANAGERS' POINTS OF VIEW

Embracing change with Positive Impact Finance

As the global population approaches 8bn, the shift to a more sustainable model of development is essential, and the finance industry should be at the heart of this transition. The booming global population growth - and its associated needs - are matched by dwindling natural resources and the relentless pace of technological advance.

Read Didier Valet's viewpoint on Linkedin

8 recommendations to improve gender equality in the financial sector

When I arrived in the Bank thirty years ago, half of the young graduates we recruited were women. I thought that it would only be a matter of time before they reached senior positions. Today however it is obvious that progress in terms of gender equality is slow.

Read Diony Lebot's post on LinkedIn

Teaming up with local businesses

Supporting businesses has always been the core purpose of Societe Generale, founded more than 150 years ago with the aim of "supporting the development of trade and industry in France." Today, more than ever, we are continuing on this path to help support the return to growth in France, in step with business leaders and their needs. This means being ever more receptive, responsive and professional, offering more flexible solutions and rapid decision-making. Staying close and providing quick and agile expertise!

Read Laurent Goutard's viewpoint

Energy Transition: succeeding together

Societe Generale is one of the 39 French companies that recently signed a "climate manifesto", and so far, 90 international Chairmen/CEOs have signed the Business Proposals for COP21. Furthermore, according to Novethic, 960 investors representing almost €30 trillion have made climate commitments in 2015, with some announcing plans to "decarbonise" their portfolios, i.e. divest from fossil fuel sectors.

Read Severin Cabannes' article

How digital technology enhances the banking relationship

Last year, we had 700 million online exchanges with our clients. Today, nearly 90 percent of our customer relationships take place through the Internet or on mobile devices. This is four times as many as three years ago, and the trend is far from over.

Read Bernardo Sanchez Incera's viewpoint

Profound changes in culture within banks

Discussions under way on the last component of Basel III, often called Basel IV, are a cause for concern for European banks, which have taken active steps to mobilise. The most sensitive point involves calibrations of internal models: these models could be subject to output floors, which, if the thresholds were too high, would amount to a similar approach to the so-called standard approach advocated by the USA.

Read Didier Valet's article

The Capital Markets Union will boost economic growth

Séverin Cabannes, Group Deputy CEO, on the obstacles to be resolved if the Capital Markets Union is to truly support jobs and growth in Europe. This text forms the basis of an article that ran in The Wall Street Journal on April 29th 2015.

Read Séverin Cabannes' article