Frédéric Oudéa's editorial

Our Group has posted sound results in Q3 2015 thanks to a good commercial performance and the continued control of costs and risks. We have provided further evidence of our growth potential against the backdrop of a recovery in Europe, with a substantial increase in our Retail Banking activities, both in France and internationally.

Our revenues rose by 2.1% in the third quarter and by more than 7% in the first 9 months of the year. This growth is underpinned by the solid performance of our Retail Banking activities in France and internationally, Financial Services to Corporates and Financing & Advisory. However, challenging market conditions in the third quarter adversely affected our Global Markets businesses.

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Results by business

Interview with Frédéric Oudéa

CEO Frédéric Oudéa commented on the Group’s 2015 Q3 results in an interview he gave to EuroBusinessMedia (CEO-Direct).

Watch the video

Strategy

Launch of Amundi's initial public offering

The initial public offering of Amundi, the leading European asset manager, was launched on 2 November 2015 on the regulated market of Euronext Paris. As provided for under the shareholders’ agreement entered into upon Amundi’s creation, Societe Generale plans to sell the entire 20% it holds in Amundi. The two companies will remain bound by their distribution agreements, which have been extended for a renewable period of five years from the completion date of the IPO. In so doing, Societe Generale has reaffirmed its long-term industrial partnership with Amundi, which will remain its chosen provider of savings and investment solutions to its retail banking and insurance networks.

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Expert opinion

The transition towards the new Chinese growth model poses serious challenges

Over the last two years, China seems to have started shifting from a traditional manufacturing-investment led model towards a new services consumption driven economy.

Read the explanation of Sopanha Sa, Senior Asia Economist at Societe Generale

Innovation

Societe Generale: first partner in residence of PLAYER, a place to instigate innovation together

Since May 2015, Societe Generale has been a partner in residence of PLAYER, which is located at the heart of the Sentier district, one of the leading “French Tech” hubs in Paris. As a resident, Societe Generale has access to an extensive field of acculturation, experimentation and hybridisation for its members of staff.

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Awards

Societe Generale winner of the 2015 Shareholder Club Award

As part of the 2015 Shareholder Relations Awards, the fifth edition of this event organised by Les Echos and Investir/Le Journal des Finances in partnership with audit firm Mazars, Societe Generale has been awarded the 2015 Shareholder Club Prize for the best ways of communicating with individual shareholders.

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CSR

Towards an inclusive and green economy

The Positive Impact Manifesto by the United Nations Environment Programme Finance Initiative is supported by Societe Generale. The Manifesto invites banks and other financial sector players to think more holistically about their role in the economy, society and the broader environment.

Find out more

Sports sponsorship

Live from Rugby World Cup 2015, Societe Generale celebrating team spirit

Societe Generale, having been committed to rugby for almost thirty years, was behind the scenes to share the highlights and emotions of this exceptional event held in England from 18 September to 31 October. The Group was one of six Worldwide Partners as well as the sole banking, financial and insurance partner, and involved its shareholders.

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07/02/2019

Measuring our performance

Find below our previous Letters to Shareholders

Date Title Link
November 2018 Letter to Shareholders #113 - Understanding our 2018 Q3 Results Go to the page
August 2018 Letter to Shareholders #112 - Understanding our 2018 Q2 Results Go to the page
June 2018 Letter to Shareholders #111 - Annual General Meeting held on 23 May 2018 Download PDF
May 2018 Letter to Shareholders #110 - Understanding our 2018 Q1 Results Go to the page
February 2018 Letter to Shareholders #109 - Understanding our 2017 Annuals Results Go to the page
Date Title Link
November 2017 Letter to Shareholders #108 - Understanding our 2017 Q3 Results Go to the page
August 2017 Letter to Shareholders #107 - Understanding our 2017 Q2 Results Go to the page
June 2017 Letter to Shareholders #106 - Annual General Meeting held on 23 May 2017 Download PDF
May 2017 Letter to Shareholders #105 - Understanding our 2017 Q1 Results Go to the page
February 2017 Letter to Shareholders #104 - Understanding our 2016 Annuals Results Go to the page
Date Title Link
November 2016 Letter to Shareholders #103 - Understanding our 2016 Q3 Results Go to the page
August 2016 Letter to Shareholders #102 - Understanding our 2016 Q2 Results Go to the page
June 2016 Letter to Shareholders #101 - Annual General Meeting held on 18 May 2016 Download PDF
May 2016 Letter to Shareholders #100 - Understanding our 2016 Q1 Results Go to the page
February 2016 Letter to Shareholders #99 - Understanding our 2015 Annual Results Go to the page
Date Title Link
November 2015 Letter to Shareholders #98 - Understanding our 2015 Q3 Results Go to the page
August 2015 Letter to Shareholders #97 - Understanding our 2015 Q2 Results Go to the page
June 2015 Letter to Shareholders #96 - Annual General Meeting held on 19 May 2015 Download PDF
May 2015 Letter to Shareholders #95 - Understanding our 2015 Q1 Results Go to the page
February 2015 Letter to Shareholders #94 - Understanding our 2014 annual Results Go to the page
Date Title Link
November 2014 Letter to Shareholders #93 - Understanding our 2014 Q3 Results Go to the page
August 2014 Letter to Shareholders #92 - Understanding our 2014 Q2 Results Go to the page
June 2014 Letter to Shareholders #91 - Annual General Meeting held on 20 May 2014 Download PDF
May 2014 Letter to Shareholders #90 - Understanding our 2014 Q1 Results Go to the page
February 2014 Letter to Shareholders #89 - Understanding our 2013 Q4 & annual Results Go to the page
Date Title Link
November 2013 Letter to Shareholders #88 - 2013 Q3 Results (in French only) Download PDF
August 2013 Letter to Shareholders #87 - 2013 Q2 Results (in French only) Download PDF
June 2013 Letter to Shareholders #86 - 2013 Q1 Results (in French only) Download PDF
February 2013 Letter to Shareholders #85 - 2012 Q4 & annual Results (in French only) Download PDF
Date Title Link
November 2012 Letter to Shareholders #84 - 2012 Q3 Results (in French only) Download PDF
August 2012 Letter to Shareholders #83 - 2012 Q2 Results (in French only) Download PDF
June 2012 Letter to Shareholders #82 - 2012 Q1 Results (in French only) Download PDF
February 2012 Letter to Shareholders #81 - 2011 Q4 & annual Results (in French only) Download PDF
Date Title Link
November 2011 Letter to Shareholders #80 - 2011 Q3 Results (in French only) Download PDF
August 2011 Letter to Shareholders #79 - 2011 Q2 Results (in French only) Download PDF
June 2011 Letter to Shareholders #78 - 2011 Q1 Results (in French only) Download PDF
March 2011 Letter to Shareholders #77 - 2010 Q4 & annual Results (in French only) Download PDF

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