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Contactless payment by phone in Poland

Clients can now make contactless payments using their mobile phones as quickly and easily as with their bank cards, thanks to new Host Card Emulation-based technology.

To benefit from the new service, customers just need to install the bank's app on their phone equipped with Near Field Communication technology. The virtual bank card data is then stored in the app and kept up to date by internet connection.

Clients can then pay using any contactless payment terminal simply by bringing the unlocked mobile phone close to the terminal. For payments above PLN 50 (EUR 11.5), the pin code must also be entered into the terminal.

Eurobank, Societe Generale's subsidiary in Poland, currently offers this HCE-based service along with only four other banks in the Polish market. 

An image of a card appears on the mobile’s screen during the transaction, so that the customer knows they are paying with their card in a new, more modern way.

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Innovation ideas in Africa

Societe Generale is definitely betting on innovation to pursue its development in Africa. The first Pan African hackathon awards ceremony took place on the 10th February in Dakar. Entitled "Let's reinvent the in-branch customer experience together", this hackathon was open to all developers and start-ups in Sub-Saharan Africa. The hackathon reward ceremony was followed by the announcement of the creation of a Lab in Dakar, designed to stimulate and speed up innovation in all Group subsidiaries in Sub-Saharan Africa.

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