Open innovation lies at the heart of our transformation strategy. The Group has therefore developed locations in Paris, Dakar, Prague or Bangalore, encouraging collaboration on ideas in order to come up with new and innovative projects for our customers. One of the Group's main priorities as part of its global open innovation strategy is to reinforce the contacts and investments made in the digital ecosystem in order to optimise the qualification of the startups and FinTechs likely to meet the requirements of the business lines.


The Greenhouse in London

An Incubator connecting the London FinTech ecosystem to Societe Generale group. The Greenhouse promotes collaboration between internal projects, start-ups and spin-outs and hosts the London cohort of the Global Markets Incubator.

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A new lab in Luxembourg

In line with the Group’s open innovation strategy, Société Générale Luxembourg opens #LePlateauLUX innovation lab on 20 September 2018 in the presence of Claire Calmejane, Chief Innovation Officer of the Group. It aims to accelerate the innovation process by fostering collaboration between internal project leaders, startups and FinTechs ecosystems in Luxembourg.

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InnoLAB opens in Tunisia

Our Tunisian subsidiary UIB opened their own innovation lab, InnoLAB, on the 26 September, 2017. Seeking to stimulate, accelerate, explore and co-create, the InnoLab is designed to speed up innovation and open up the Tunisian digital ecosystem to the wider world. Partners, experts and startups will all be able to explore and develop solutions in artificial intelligence (AI), the internet of things (IOT), blockchain or virtual reality.

Der Link in Germany

To help with the rapid development of customer experience-based innovative solutions, the Group has settled in Berlin, at Factory, Germany’s first and largest start-up campus connecting start-ups with large corporations. As part of this collaborative ecosystem, Societe Generale is embracing a new approach in the acceleration of innovative projects.

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Le Plateau in France

Le Plateau, in France, located at Les Dunes (the Group’s new technopole in the East of Paris), is a 1,000 m2 space dedicated to fostering cooperation between internal and external project teams and FrenchTech ecosystems. By creating a community for sharing resources, experience and knowledge, Le Plateau offers ideal conditions for innovation.

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Lab Innovation in Senegal

Africa Innovation Lab in Dakar, Senegal, is designed to stimulate and speed up innovation in all Group subsidiaries in Sub-Saharian Africa. This action-focused "think tank" is an innovation incubator, especially for initiatives coming from Societe Generale's African subsidiaries.

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Lab Innovation KB

KB Innovation LAB in Czech Republic

Komercni Banka, our subsidiary in Czech Republic opened its own innovation lab, KB Innovation LAB, to serve as a place of collaboration and co-creation with external partners, clients, academics, startups and entrepreneurs, and other groups. KB Innovation LAB will be home to experts from a range of fields such as innovation design, user experience design, sociology and graphic design.

Catalyst in India

Catalyst, a startup accelerator program in India, aims at leveraging on the rich ecosystem of Indian startups. The selected startups get to work on different themes based on banking business challenges, with guidance from Societe Generale to co-create solutions to meet the Bank’s customers’ needs.

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ALD Automotive Mobility Experience Centre in Holland

ALD Automotive Mobility Experience Centre in Amsterdam: a high place of creation dedicated to innovation, where to experience the latest trends and developments related to mobility.

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Lab ASSU in France

The Lab ASSU, based in La Défense, Paris, promotes experimentation, the development of new projects and the building of a truly innovative staff culture for all the Group’s insurance activities. The Lab’s 10 staff members, experts in the insurance business and new technologies, offer advice and support on day-to-day working matters (“Run”) and new projects (“Change”).

Increase the capacity for innovation of businesses via new locations and working methods

One of the priorities of Societe Generale’s open innovation initiative is to promote internal innovation capacity with new workspaces and alternative ways of working. To take its acculturation further, the Group organises events that reach out to the digital ecosystem, such as hackathons, Meet-Ups hosted by Societe Generale and around ten Learning Experience events (in particular in China, India, Israel and Berlin this year). Several cross-business communities have been set up to work on strategic trends such as big data, the blockchain and robotisation, bringing together several thousand employees via the internal social network. Societe Generale also encourages alternative working methods inspired by startups to foster innovation: agile working, pizza teams, lean startups, design thinking, the Test & Learn method and the user experience.