OUR BUSINESSES

Retail banking in France consists of three complementary brands: Societe Generale, a leading national bank; Credit du Nord, a group of regional banks; and Boursorama, France’s leading online bank. These brands serve a diverse clientele, which comprises over 12 million customers. The Group's goal for French retail banking is to be the leading bank in terms of customer satisfaction and protection.

Our international retail banking and consumer credit network serves over 18 million individual clients and 13 million insurance clients across 65 countries. In each of these countries, we implement our diversified and well-balanced banking model, while adapting it to the specificities of local markets.

Our Financial Services offering is built on our expertise in three businesses: Insurance, Vehicle Leasing and Fleet Management (ALD Automotive), and Vendor and Equipment Finance (Societe Generale Equipment Finance). These specialised businesses complement our diversified and well-balanced banking model, developing strong synergies in the many countries in which we operate.

Our approach revolves around bringing our clients the best of everything the bank has to offer. By combining our worldwide expertise in three areas, Investment Banking, Global Finance and Global markets, we tailor solutions for our clients, partnering with them in their development and playing our part in financing the economy and contributing to sustainable and positive impact ambitions.

One of the leading private banks worldwide, Societe Generale Private Banking offers tailor-made wealth planning to High Net Worth Individuals: strategy and expertise in asset allocation, portfolio management, funds, markets and wealth management solutions.

Our subsidiary Lyxor Asset Management offers asset management and advisory solutions in all asset classes. With a strong culture of risk management and research, Lyxor stands among the leaders in innovative, flexible and transparent asset management.

Societe Generale Securities Services offers a full range of securities services adapted to the latest financial markets and regulatory trends: clearing services, custody and trustee services, retail custody services, liquidity management, fund administration and asset servicing, fund distribution and global issuer services.

For over 20 years, SG Consulting, Societe Generale's in-house consulting firm, has made its expertise available to all of the Group's businesses. Strategic thinking, support missions, group transformation projects in France and around the world, among others, all motivate the team of around one hundred staff.