SHAREHOLDER RELATIONS
HOW CAN I FIND OUT ABOUT SOCIETE GENERALE'S RESULTS?
Each quarterly publication of the Group’s results (see the dates in the financial calendar) is accompanied by the publication on www.societegenerale.com of the relevant financial information (press release, analysts’ presentation, supplementary data).

WHAT DOCUMENTATION IS AVAILABLE TO SHAREHOLDERS?
Shareholders can consult the following documents online or receive a printed copy:
- The registration document and its updates: this provides a detailed presentation of the Group’s businesses, financial situation and outlook
- The Letter to Shareholders: an editorial by the Chairman, a presentation of the quarterly results, an in-depth look at the Group’s business strategy, a focus on the macroeconomic environment and the Group’s commitments to society
You can also consult
- All the regulated information
- The “About us” section of the corporate website
- The Group’s identity card

HOW CAN I CONTACT THE SHAREHOLDERS' TEAM IF I HAVE A QUESTION?
If you cannot find the answer in the FAQ, you can contact us:
- By telephone: 0800 850 820 (free from a landline in France) or +33 1 42 14 52 16
- By email: actionnaires.individuels@socgen.com

DO YOU ORGANISE SHAREHOLDERS' MEETING?
We regularly organise shareholders’ meetings in Paris and the rest of France. See the Financial Calendar for more information.
Please note:
- 19 and 20 November 2010, ACTIONARIA trade fair in Paris at the Palais de Congrès, Porte Maillot


WHAT IS THE SHAREHOLDERS' CLUB? HOW CAN I JOIN?
Since its creation in 1992, the Société Générale Club has been offering its Shareholder members the opportunity to:

- Meet members of the General Management, as well as economic and stock market experts, at meetings organised in Paris and around France;
- Subscribe to the Letter to Shareholders, our quarterly publication about the Group’s results and its strategy, which is accompanied by a special supplement called “the Club’s Offers”;
- Receive invitations to artistic, cultural and sporting events related to our artistic sponsorship and sponsorship policy;
- Receive exclusive promotional offers on wines or cultural trips.

Membership is open to any shareholder with at least 75 bearer shares or 25 registered shares.

To apply, simply print and complete the form (see “the shareholders’ documents” available on the right side of this page) and send it to us:
• by post to: Société Générale – DEVL/INV, Relations Actionnaires Individuels – 75886 Paris Cedex 18
• by fax: 01 41 45 92 27
• by e-mail:: actionnaires.individuels@socgen.com


THE SOCIETE GENERALE SHARE
HOW DO I BUY OR SELL SOCIETE GENERALE SHARES?
To buy or sell bearer shares, contact your financial intermediary (Société Générale or any other bank agency, stock-market company, online broker). In France, running an order has a price. To find out more, contact Société Générale, Crédit du Nord, Boursorama, or your financial intermediary.

WHAT IS THE CODE FOR SOCIETE GENERALE SHARES?
ISIN code: FR0000130809-GLE

WHAT ARE THE DIFFERENT TYPES OF SHAREHOLDING?
Your shares are registered in a securities account under your name, in three possible forms:
• As “bearer shares”: the account is managed by your bank or financial intermediary, be it Société Générale or another.
• As “administered registered shares”: the account is also managed by your financial intermediary, but what’s more, the shares are registered in the books of the issuing company, who can thus send you information on a regular basis as well as your entry card to the Annual General Meeting. You do not need to ask for a stock certificate to attend the AGM.
• If you own “registered shares” they are not held in a securities account, but directly registered in the books of the issuer or of its registrar.

HOW CAN I FIND OUT SOCIETE GENERALE'S SHARE PRICE?
To consult Société Générale’s share price in real time, you can go to:
- The home page of societegenerale.com or click on the heading Investors
- The website of online brokers (Boursorama, etc.)

WHICH MARKET IS SOCIETE GENERALE'S SHARE TRATED ON?
Société Générale's shares are listed on the Paris Stock Exchange
• Business sector: Banks
• Listing stock exchange: Euronext Paris (France)
• Market: Eurolist compartment A
• Eligible for equity savings plans and deferred settlement.)

WHICH INDICES IS SOCIETE GENERALE'S SHARE APPEAR IN?
The main indices are:
CAC 40, DJ EuroStoxx 50, DJ Stoxx 50, Euronext 100, FTSEuroFirst 80, FTSEuroFirst 100, MSCI, FTSE 4 good, ASPI, Eurozone, DJ SI World, DJ SI Stoxx

WHAT WAS SOCIETE GENERALE'S SHARE PRICE WHEN IT WAS PRIVATISED IN 1987?
When it was privatised on 9 July 1987, the initial listing price was FRF 407 (Public Sales Offer), not restated for the dilutive effect of any capital increases since then.
For comparative purposes of the share price then and now, the initial listing price after dividing the nominal amount by 4 would be FRF 101.75 or EUR 15.51.

HAS THE NOMINAL VALUE OF SOCIETE GENERALE'S SHARE BEEN DIVIDED?
The nominal amount of Société Générale’s share was divided by four in a split operation on 11 May 2001:
- The share price on 11 May 2001 fell from EUR 240 to EUR 60,
- The nominal amount fell from EUR 5 to EUR 1.25 after being divided by four.

HOW DOES SOCIETE GENERALE'S CAPITAL BREAK DOWN?

SHARE CAPITAL

(2) Reference base as of June 30th 2009

REGISTERED SHARES
WHAT ARE THE BENEFITS OF REGISTERED SHARES?
The benefits are:
• An invitation to every Société Générale Annual General Meeting of Shareholders or extraordinary meeting;
• Double voting rights for Société Générale shares which have been registered for at least two years;
• Free of annual custody charges (NB: Registered Société Générale shares, but also other securities issued by the Group (Société Générale bearer share, Société Générale or Crédit du Nord mutual funds, Boursorama shares…etc.) deposited on a Société Générale securities account are free of custody charges.);
• Reduced brokerage fees;
• Secured access to our online service: Nominet (www.nominet.socgen.com) and Nomilia (: +33 (0)2 51 85 67 89 – Not a premium rate number, invoice based on your operator contract and the country you are calling from)
• Information on Société Générale financial operations (capital incease, bond issues, etc.).
• Preferential membership conditions for the Société Générale Club (as of 25 shares).

WHAT IS THE BREAKDOWN OF PREVIOUS DIVIDENDS?

2004: IFRS (excluding IAS 32-39 and IFRS 4); as of 2005: IFRS (including IAS 32-39 and IFRS 4).
* In accordance with standards IAS 33, per share data relating to periods preceding the capital increase that occurred in Q4 2006 and Q1 2008 have been adjusted for the ratios published by Euronext.
(1) Individual investors have a tax credit of 50 %.
(2) With option of a scrip dividend.
(3) Net dividend / earnings per share.
(4) Net dividend / closing price at end-December.

IN ORDER TO OBTAIN THE DIVIDEND FOR 2009, WHAT IS THE DEADLINE FOR PURCHASING SOCIETE GENERAL SHARES?
The deadline is the end of trading on the day prior to the coupon detachment date.
To be eligible to receive the dividend payment for 2009, it is necessary to own Société Générale shares on 31 May 2010 before 17h30 (detachment date: 1 June 2010).


TAXATION
WHAT IS THE LEVEL OF DIVIDEND TAXATION?
Individual investors domiciled in France have a choice, for the taxation of dividends eligible for income tax at 40%, between:
■ a fixed rate levy at source of 18% (i.e. an overall taxation rate of 30.1% with social security contributions) applicable to the gross amount (without deduction of safe custody fees) of the dividends paid. For dividends from other countries, the conventional tax credit is imputable on the deduction;
■ income tax liability on the gross dividend after après 40% reduction, deduction of safe custody fees, application of reduction of €1,525 (single persons) / €3,050 (couples), tax credit allocation of 50% to a maximum of €115 (single persons) / €230 (couples);
The fixed rate levy excludes dividends from a share savings scheme PEA and dividends used for establishing the taxable profit of an industrial, commercial, professional or agricultural company or of a self-employed professional.

N.B.: social security charges
As of 1 January 2009, social security charges are deducted from source at 12.1%:
■ CSG [general welfare contribution] of 8.2%
■ CRDS [social debt repayment contribution] of 0.5%
■ social security charges of 2%
■ CAPS [additional social contribution] of 0.3%
■ RSA [earned income supplement] 1.1%

WHAT IS THE TAX ON CAPITAL GAINS?
Threshold and tax rate:
The annual threshold above which capital gains on the sale of marketable securities are taxed increased from EUR 25,000 to EUR 25,730 as of 1 January 2009. The tax rate remains unchanged at 18%, but the social security contributions were raised to 12.1% (application of the CRSA at 1.1%) as of the same date, for a total of 30.1%. The overall rate of 30.1% will also be applied to any capital gains generated in 2008 and declared in 2009.

IN TERMS OF WEALTH TAX, WHAT FIGURES DO I NEED TO USE AS FAR AS THE SOCIETE GENERALE SHARE IS CONCERNED?
You can choose to use:
- The share price at the end of trading on the last trading day of the year in question (EUR 48.95 at 31 December 2009),
- The average share price over the last 30 days of trading for the year (EUR 48.114 in 2009).


AGM
HOW CAN I CONSULT AGM DOCUMENTS?
Please see the AGM page on the website www.societegenerale.com.

HOW CAN I BE INFORMED OF SCHEDULED AGMs?
At least 35 days prior to the AGM, Société Générale publishes a preliminary notice of the meeting in the BALO (official register for legal notices) to inform its shareholders that an AGM has been convened. The notice contains the meeting agenda and proposed resolutions. The agenda and proposed resolutions are in draft versions at this stage.
At least 2 weeks prior to the AGM, the meeting notice is published in the BALO and a journal of legal notices (JAL). Notice is sent by letter to registered shareholders. This notice includes the meeting date, time and place as well as attendance instructions and the agenda.

There are other ways of being informed of scheduled AGMs:
- Société Générale Shareholders Service - by telephone: +33 800 850 820 (free from a landline in France), or by email: actionnaires.individuels@socgen.com;
- The shareholders pages on the website www.societegenerale.com.

HOW CAN I ATTEND AN AGM?
For easier access to the AGM, we recommend that you obtain an admission card prior to the meeting
- If you own registered shares: you will automatically receive notice of the meeting along with a voting form.
- If you own bearer shares: you must ask your financial intermediary to request notice of the meeting.
In either case, to obtain your admission card, you must tick the box on the voting form indicating that you wish to attend the AGM before returning the form.

WHAT SHOULD I DO I HAVE NOT RECEIVED MY ADMISSION CARD IN TIME?
If you have not received your AGM admission card in time, you can still attend:
- If you own registered shares, simply bring proof of identity to the shareholder reception desk.
- If you own bearer shares, you will be admitted by showing the share ownership certificate or an attendance certificate duly completed by your financial intermediary (valid three days prior to AGM) and proof of identity.

If you are a Société Générale customer and own bearer shares, the certificate is not required as your account can be checked in real time.

HOW CAN I VOTE IN AN AGM?
If you cannot attend the AGM personally, you have 3 options for placing your vote, as stipulated in the form sent with the meeting notice:
- Postal ballot: fill in the box "I am sending a postal ballot" then fill in any boxes for the resolutions that do not have your vote.
- Proxy to the Chairman: as owner of the shares, do not fill anything in, simply date and sign the form.
- Vote by proxy (spouse or other shareholder). Tick the appropriate box, indicating the proxy’s full name or corporate name.

> pure registered Guide: see "shareholders documents" on the right of this page

HOW CAN I CHANGE MY SHARES TO REGISTERED SHARES?
Please fill in the form below and transfer it to your private banker:
- To transfer bearer shares: see “shareholders documents” on the right of this page

HOW CAN I BUY OR SELL REGISTERED SHARES?
Please fill in the form below and transfer it to Société Générale’s share service.
- To buy registered shares: see “shareholders documents” on the right of this page


DIVIDENDS
HOW MUCH WAS THE DIVIDEND APPROVED AT THE AGM?
The Board of Directors is to propose at dividend if EUR 0.25 per share for 2009 at the Annual General Meeting.
Annual General Meeting: 25 May 2010
Detachment date: 1 June 2010
Payment date: 23 June 2010